Data Retention Policy

Last updated: December 2024

Clear Timelines

We define specific retention periods for each type of data we collect.

Minimal Storage

We only retain data that is necessary for providing our services.

Secure Deletion

Data is permanently deleted using industry-standard secure deletion methods.

Overview

This Data Retention Policy explains how long we keep different types of data, why we retain it, and how we securely delete it when no longer needed. We are committed to storing your data only for as long as necessary to provide our services and comply with legal requirements.

Retention Schedule

Data Category What's Included Retention Period Reason
Account Information Name, email, profile settings Duration of account + 30 days after deletion Required to provide service and process account deletion
Transaction Data Parsed bank transactions, categories, merchants Duration of account + 30 days after deletion Core service functionality and user data portability
Uploaded Documents Bank statements, invoices, PDFs 90 days after processing (configurable) Users can choose to retain or delete after processing
Usage Analytics Feature usage, session data, interactions 24 months (anonymized after 12 months) Product improvement and service optimization
Payment Records Subscription history, invoices, billing details 7 years after last transaction Legal and tax compliance requirements
Support Communications Support tickets, chat logs, feedback 3 years after resolution Quality assurance and dispute resolution
Security Logs Login attempts, IP addresses, access logs 12 months Security monitoring and fraud prevention

Account Deletion

When you delete your account, the following process occurs:

  1. Your account is immediately deactivated and you lose access to the platform.
  2. Within 24 hours, your uploaded documents are permanently deleted.
  3. Within 30 days, all personal data including transaction history is permanently deleted.
  4. Anonymized analytics data may be retained for product improvement.
  5. Legal and compliance records are retained as required by law.

Your Controls

Delete Individual Documents

You can delete specific bank statements or invoices at any time from your dashboard. Deleted documents are permanently removed within 24 hours.

Export Your Data

Before deleting your account, you can export all your data in a portable format (CSV/JSON). This includes all transactions, categories, and insights.

Revoke Third-Party Access

You can disconnect Gmail, Outlook, or Account Aggregator integrations at any time. This stops further data collection from those sources.

Questions About Data Retention?

If you have questions about our data retention practices or want to exercise your data rights, please contact our privacy team.