Open Banking: Your Data, Your Control
We use secure Open Banking APIs to connect to your bank. This is the same technology trusted by leading financial institutions worldwide.
Important: Open Banking is Optional
You can always use Disha One by manually uploading your bank statements. The Open Banking integration is an optional feature for users who want automatic syncing. Both methods provide the same analysis and insights.
Why Open Banking?
Open Banking provides a secure, regulated way to share your financial data with trusted providers.
Regulated & Secure
Open Banking is regulated by financial authorities worldwide (FCA, EBA, etc.), ensuring the highest standards of data protection.
No Credential Sharing
You never share your banking passwords with us. All authentication happens directly with your bank.
Full Transparency
You can see exactly what data is being shared and revoke access at any time through your bank's portal.
Explicit Consent
Every data request requires your explicit consent. You control what data is shared and for how long.
Real-Time Sync
Get your latest transactions automatically without manually uploading statements every month.
Verified Data
Data comes directly from your bank, ensuring 100% accuracy with no manual entry errors.
How Open Banking Works
Link Your Account
Choose your bank and authenticate through your bank's secure portal. No credentials are shared with Disha One.
Authorize Access
Review and approve the specific data you want to share. You can limit access to specific accounts.
Auto-Sync Enabled
Your transactions are automatically imported and analyzed. No more manual uploads needed.
Bank-Grade Security
Your financial data is protected by multiple layers of security.
- End-to-end encryption for all data transfers
- Data is never stored on third-party servers
- Access can be revoked at any time
- Regular security audits and compliance checks
- No access to your account credentials
- PSD2 / Open Banking compliant infrastructure
Common Questions
Can I revoke access to my data?
Yes, you can revoke access at any time through your bank's portal or directly within Disha One. Once revoked, we will no longer be able to access your bank data.
Is my banking password shared?
No, absolutely not. You authenticate directly with your bank. Disha One never sees or stores your banking credentials.
Which banks are supported?
We support thousands of banks across the UK, EU, and other regions through certified Open Banking providers like TrueLayer. The list is constantly growing.
Ready to Connect Your Accounts?
Experience seamless, secure financial data sharing with Open Banking.